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How do I open a bank account and get a debit card?

There two types of financial institutions where you can open an account. The first is a bank. A bank is a financial institution licensed to receive deposits and make loans. Banks may also provide financial services, such as wealth management, currency exchange and safe deposit boxes. In most countries, banks are regulated by the national government.


A credit union is a non-profit cooperative organization that offers many the same services as a bank. Specifically, credit unions offer checking accounts, savings accounts, and some loans. Because they non-profits they often offer better interest rates than retail banks; however, they usually have fewer services.

After you pick the bank or credit union that best meets your needs call them to make an appointment so they can explain their different accounts and how you can get debit card.




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